The Payroll Risk Guide

Download the 2026 Payroll Risk Guide

Upcoming HMRC changes to umbrella payroll rules will affect how organisations engage contractor and interim talent.

Many leadership teams are only just discovering that liability for unpaid tax could sit with the end client, not just the payroll provider.

This short guide explains:

• The five contractor engagement models and how they differ
• The implications of Joint & Several Liability for organisations using umbrella payroll
• A practical framework for reviewing your contractor supply chain

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